Insurances & Business

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In a product innovation approach, the company pursues product innovation, then tries to develop a market for the product. Product innovation drives the process and marketing research is conducted primarily... Product focus (marketing)
The most difficult aspect of the insurance business is the underwriting of policies. Using a wide assortment of data, insurers predict the likelihood that a claim will be made against their policies and price products accordingly... Insurer’s business model
Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.... Debt consolidation
Standard & Poor’s (S&P) is a division of McGraw-Hill that publishes financial research and analysis on stocks and bonds. It is one of the top three companies in this business... All about Standard & Poor’s (S&P)
Are Indians good at creating ideas or implementing them? This, no doubt, is a million-dollar question, and the best example is the sudden objection by the Standing Committee of Finance... Letters to the editor
The newly-appointed aviation minister Ajit Singh, in his very first interaction with the top officers, made them realise that he is the smartest of all.... Eavesdropper
Given China's higher proportion of R&D expenditure and its vastly higher GDP, it's not surprising that Prime Minister Manmohan Singh should complain about the low levels of Indian R&D spend-the... Research Economics
The year appears to have got off to a good start. After the good core sector numbers that 2011 ended with, 2012 began with a sharp jump in manufacturing PMI,... FE Editorial: So lets go get that gas
The June 2013 deadline isn't really approaching but Sebi's decided to make it easier for promoters, who hold more than a 75% stake in their companies, to shed enough of... Column: Sebi does its bit for disinvestment
Reliance Industries chairman Mukesh Ambani has once again surprised the market.... Column: After the 3G headache, a 4G one
A couple of years ago, when Bharti-Airtel CEO Sanjay Kapoor was asked whether he was worried about Anil Ambani's foray into films, his answer was that Bharti-Airtel preferred to be... FE Editorial: Should Airtel be worried?
Investment revival is key to making 2012 a better year for India. FE spoke to chief ministers, corporate honchos and policy wonks to share their ideas on this front.... ‘The cures are well-known, but we need political will’
In the not-too-distant future, diabetics in urban India could be discussing 'subscription plans', 'top-ups & value-added services' and 'need for portability' while corporate hospitals haggle over 'subscriber base', 'churn rate'... Telecom-like plans for diabetics
Cabinet clearance for disinvestment aiming to raise funds through buyback of shares and banks picking stake in public sector units is unlikely to go through.... Divestment in deep freeze as finmin meets fiscal target with borrowings