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Study Examines Economic Burden Of Providing Health Care On Businesses

"The Economic Burden of Providing Health Insurance: How Much Worse Off Are Small Firms?" RAND: The study found that the economic burden of providing health insurance to employees increased more

April 10th, 2008

Insured People Experiencing More Trouble Paying For Prescription Drugs As Copayments Increase, Economy Worsens

Insured U.S. residents are experiencing more difficulty for prescription drugs as higher out-of-pocket costs and a slowing economy "strain family budgets," according to surveys and health care analysts, USA Today

April 10th, 2008

Pennsylvania House Passes Bill Limiting Insurers Ability To Base Rates On Health History For Individual, Small-Business Plans

The Pennsylvania House on Tuesday voted 131-72 to approve legislation (HB 2005) that would limit the ability of insurers to consider certain factors, such as health history, when setting rates

April 10th, 2008

New York State Senate Approves Health Care Package In State Budget

The New York state Senate on Tuesday approved legislation that would allocate about $59.2 billion -- or nearly half of the $124 billion state budget proposed for fiscal year 2009

April 10th, 2008

Boston Globe Examines McCain’s Health Plan

Presumptive Republican presidential nominee Sen. John McCain (Ariz.) has said the U.S. must expand health insurance to "people who need it," but critics maintain that lack of regulations on insurers

April 10th, 2008

Analysis Look To First-Quarter Financial Results Of Insurers For Signs Of Industry’s Health

Large health insurers will "shed light on the state of the industry -- and whether it has entered a potentially lengthy downturn" -- when they release their first-quarter financial results

April 10th, 2008

Uninsured Rates Vary Widely Among Asian-Americans, Native Hawaiians, Pacific Islanders, Study Finds

A new analysis by the Kaiser Family Foundation and the Asian & Pacific Islander American Health Forum finds that certain subgroups of the nation's Asian American, Native Hawaiian and Pacific

April 10th, 2008

Insurer’s business model

Profit = earned premium + investment income - incurred loss - underwriting expenses. Insurers make money in two ways: through underwriting, the process by which insurers select the risks to

April 9th, 2008

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Insurances & Business